Mynd Money Coach

When your finances are organised, your mind follows.

Financial & Money Coaching for Australians navigating retirement and life transitions

Helping professionals and families, especially those approaching retirement or supporting ageing parents,

simplify their financial world so they can feel calm, financially confident, and back in control again.

I specialise in retirement readiness — guiding people approaching retirement and beyond with clarity, financial wellbeing

and simplified life admin during major life transitions

Book a free intro chat
Sarah Martin, personal money coach helping Australians take control of their finances.

Serving clients in Adelaide and across Australia.
Certified Money Coach & Financial Wellness Advocate

Take Control of Your Money. Reduce Stress. Feel Organised.

Hi, I’m Sarah – your personal financial coach, based in Adelaide and supporting clients across Australia.

At Mynd Money Coach, I work with everyday Australians to help them feel clear, confident, and in control of their money – without judgement, jargon, or overwhelm.

Many of my clients come to me feeling overwhelmed, time-poor, unsure where their money is going, or stuck trying to support ageing parents while their own finances feel messy - and they don’t know where to start.

Whether you’re juggling life admin, applying for Centrelink, navigating mixed business and personal finances, or simply want to make smarter money decisions, I’m here to make things simpler.

Who I Work With

I work with clients across Adelaide, South Australia, and Australia-wide. Whether you’re a professional trying to get on top of your money, a retiree simplifying finances, someone navigating separation, or a FIFO worker juggling family life — we’ll sort through it together, step by step.

I work with:

  • Professionals aged 50+ juggling work, family and ageing parents

  • People approaching retirement who don’t know where to start

  • Families navigating Centrelink, separation, or major life changes

  • Anyone feeling overwhelmed, stretched, or under pressure

Get Clear, Confident and Organised

From day-to-day finances to life admin, we make money feel manageable — with coaching that’s practical, personal, and built to reduce stress!

Money Coaching & Financial Clarity

Feeling overwhelmed? You’re not alone — but you don’t have to stay stuck. We break things down step-by-step, with zero jargon. Just clarity, calm, and your money sorted.

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Workshops That Empower Your Team

Want to boost your team's financial confidence? Fun, interactive workshops packed with practical tips to reduce stress and build confidence. Because financial wellbeing at work starts with confidence and clarity.

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Seniors Home Office & Centrelink Support

I help seniors navigate financial tasks and Centrelink, simplifying the process so you can focus on enjoying life without the stress.

Learn more

Let’s get started:
1️⃣ Reach out to book a free chat.
2️⃣ We talk through what’s feeling overwhelming and what you need right now
3️⃣ I’ll suggest the best next steps and create a simple plan so we can move forward together.

Get in Touch!

What people are saying

Real people navigating real financial and life transitions

  • “I heard about Sarah from a work colleague who engaged in Sarah's services and was very happy with her. I contacted Sarah to see if she was able to help me in any way and though I am very good with budgeting, Sarah suggested that it could do with a bit of a tweak. Sarah was absolutely wonderful and really knew her stuff and help me identify some key areas of how I could improve my financial situation and make it better. I highly recommend Sarah to anyone wanting to improve their finances and look at ways to improve their life and hopefully get to where they want to be. Thank you Sarah for all your help and guidance 🌞”

    Rose

  • “Sarah has been fabulous at responding to our questions and following up with Centrelink. We can be sure we are getting correct entitlements without making any mistakes, because Sarah keeps us on track. Our situation is a bit tricky because we want to stay active and keep some part time work. Thanks to Sarah we feel confident that can continue to happen.”

    Flora

  • “Working with Sarah over all these years has helped me more for me than I could have ever expected. I am so grateful to Sarah for everything, she has had such a positive impact on my life. I went from feeling stressed and out of control to no longer stressed about my money and in control. I am also extremely grateful for the ongoing support in dealing with Centrelink on my behalf, I couldn’t do it without her. Sarah is a sincere person with the highest ethical standards, her discretion and professionalism has been outstanding I know she cares about her clients in a deep and caring way. I highly recommend her. ”

    Sue

  • Claire and I have been long-term clients of Sarah‘s and she has made a huge impact to our lives. I am also also very confident referring my clients to her. She has a lovely way about it and it’s very good at what she does

    Simon

  • "Sarah Martin from Mynd Money Coach has been extremely helpful in all our dealings with Centrelink. I would recommend her services to anyone who does not have the time or knowledge to take care of Centrelink matters. Sarah is focused on getting results for her clients and she is friendly and a pleasure to work with!"

    Maya

  • I've been working with Sarah for over a year now. I can't recommend her service enough. Sarah is thoughtful, patient and extremely understanding. I have a goal to pay off my mortgage in 15yrs, and since working with Sarah, I've become more mindful of how I spend my money and what is important to me. It takes courage to look at your financial situation and take responsibility for how you spend but with Sarah by your side, it actually feels empowering. For the first time ever, I actually feel like I have control over how my financial life will look like. THANK YOU Sarah!!

    Aine

  • Sarah is knowledgeable, approachable and has really assisted us to have regular discussions about our finances that help us to align our priorities and set goals. I'd highly recommend Sarah and Mynd Money Coach services!

    Claire

  • “Sarah Martin helped me get through the nightmare of dealing with Centrelink in the process to apply for my pension card and payments, sarah right from the start made me feel confident she would get the job done. I would recommend Sarah to anyone needing help in these matters, Thankyou Sarah.”

    Bobby

  • I recently used Sarah @ Mynd Money Coach to assist with information required by Centrelink. Sarah's professionalism, knowledge and understanding of my situation was invaluable and made what was, for me, an unknown and unfathomable problem easy to solve. Sarah visited me at home, which was comfortable and easy, and our other interactions were by mobile or electronic, and very easy. I would thoroughly recommend her services. Thank you Sarah.

    Lesley

  • “When I reached out to you, I was desperate, panicked and scared. The way you worked with me, your kindness, empathy and expertise have made me more confident about managing my finances. The breakdown and the tools that you have used have given me the most insight that I have ever had in my finances including projections. I would recommend, you, Sarah, in a heartbeat to anyone who needs help with their finances.”

    Audrey

  • “I thought earning a high income meant I was financially secure, but I constantly felt behind and overwhelmed and out of control. Working with Sarah gave me clarity, structure, and a smarter way to manage my money. I am now organised and make confident decisions, align my spending with what actually matters, and finally feel in control – not just of my finances, but of my future.”

    Marcus

  • “My experience with the money coaching was fantastic. We as a family have a full understanding and picture to where our money is and where it had gone. We now have firm plans in place to grow our money and reach financial goals we thought were out of reach. We have an amazing amount put away for our end of year holiday and know that when we go away its all paid for, shopping money at our favourite shop included. This will be the first year we will shop at Christmas and not be in fear of not having enough. Money coaching with Sarah was the best investment choice we have made. We are not done yet and will have catch up sessions with Sarah to keep us on track and hopefully surprise her and ourselves on our future journey of financial health and wealth for our family.”

    Kym

  • Working with Sarah has done more for me than I could have ever expected. I am so grateful to Sarah for everything, she has had such a positive impact on my life. I went from feeling stressed and not knowing where all my money was going no longer stressed about my money and feeling in control. Using the tools and taking part in the sessions with Sarah have turned around my spending habits. Sarah, thank you for all you have done. Marcia

    Marcia

  • I’ve made great money over the years, but no one ever taught me how to manage it well. Mynd Money Coach helped me build the skills and confidence I needed to take control and feel empowered about my finances

    Jane

  • "Having Sarah visit our mine site to deliver a financial wellness seminar was a game-changer for our team. She spoke in a way that was relatable, down-to-earth, and easy to understand, breaking down complex financial concepts into real, actionable steps. The feedback from our crew was incredibly positive and was requested by many that we make this an annual event. Many said it was the first time they felt genuinely empowered to take control of their money, set goals, and make smarter decisions for their future. In an industry where long hours and remote work can make personal finances even more stressful, this kind of guidance is invaluable. We’re incredibly grateful and would highly recommend Sarah to any workplace looking to support their people in a real, lasting way.”

    Testimonial from a mining industry client

  • Sarah is amazing!! She was exactly what I needed at a time in my life where I knew I needed to start saving properly for my goals, but without compromising my lifestyle and values. In just two sessions she has helped me feel much more confident in how I manage my money and knowing exactly where it needs to go to fulfil my current and future me needs, even with quite a bit of uncertainty and instability in my life (and I know I can always go back for 'check ups' for specific issues when I need). 10/10 recommend Sarah to anyone to wants to feel more confident in their relationship with money.

    Emma - Fifo worker

  • I had a few sessions with Sarah and she has been incredibly helpful. She really listened and took the time to understand my situation without any judgment, which made me feel so comfortable. Sarah gave me clear, practical strategies to organise my money better, and I already feel more confident and in control. I’m so grateful for her support and would highly recommend her to anyone who feels overwhelmed and wants to get on top of their money.

    Jen

Credentials you can trust


With over two decades of experience in the finance sector, I combine professional knowledge with a calm, practical coaching approach — helping clients feel clear, confident, and in control.

Qualifications & Certifications

Certified Money Coach logo with a stylized plant sprouting from the letter 'd' in 'money'.
Certification badge with a silhouette of a person jumping with arms and legs outstretched, against a green landscape and blue sky, with blue, green, and orange text around it that reads 'Certified with Wellness Coaching Australia Level 2'.

  • Certified Money Coach (CMC)®

  • Bachelor of Business(B.Bus)

  • Wellness Coaching Australia Levels 1 & 2

  • Diploma of Financial Planning

  • Advanced Diploma of Financial Planning

  • Collaborative Practice(Interdisciplinary Collaborative Team Training)